One of the most famous lines from the movie Forest Gump is, “Life is like a box of chocolates.” I’d like to offer a financial take on that idea: “Life is a series of cash flows.” During our lives, we have money coming in and going out. If you’re fortunate enough to have a large amount of money coming in – either regularly or irregularly – we can help you time cash flows to maximize their impact. This is probably easier to show rather than explain. Let’s start with this picture:
This is what most people think of when they look at their life: they’ll earn money during their 20s-60s when they’ll save enough money to retire in their 70s-90s. If you’re fortunate enough to earn at least $250,000/year, we can help you with the timing of these funds so that they look like this:
Instead of taking all your money as it comes in, we defer recognition until a later time when you might need it more. We use multiple strategies to accomplish this. If you earn more than $250,000 a year and are willing to save for your future, please call us at 832.330.4101.